Is the Real Estate Market Finally Getting Back to Normal? The housing market has been anything but normal for the last eleven years. In a normal real estate market, home
How To Know If Youre Ready To Buy A Home
Buying a house is one of the largest financial decisions of your life; but how do you know when you’re ready to buy a home? 5 questions to help you find out.
1: Is Your Financial House In Order?
How much credit card debt do you have?
How about auto loans, student loans, or personal loans?
How about your credit? Are you rocking a 820 credit score or scraping by with a 620?
2: Have You Saved Enough For A Down Payment?
As you probably know, today you can buy a home for as little as 3.5 percent down payment. On a
$200,000 home that’s just $7,000.
But don’t forget the closing costs, insurance, taxes, and money for repairs and furnishings to turn
The house to a livable home.
3: Can You Really Afford The Payment?
Property taxes - Insurance -HOA (homeowner’s association) - Water, sewer and/or garbage
4: Are You Ready To Settle Down?
How many job changes have you had in your life?
Until you find that one career you plan on keeping for a while you may find that your next job may
create a two hour commute or, worse, lead you to another city or state
5: Can You Fix a Leak?
The ability to fix problems yourself or
The resources to pay others to fix them.
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